When is a Good Time to Re-mortgage

We are all aware of the cost-of-living crisis at present, and the rising interest rates that accompany it. Is remortgaging now a good idea?

The Importance of Energy Performance Certificates

Although they have been in place since 2008, there is a renewed interest in Energy Performance Certificates, but what exactly are they and why are they important? 

Stamp Duty for First Time Buyers

Thursday 30th September see the level at which stamp duty become payable revert to its pre-pandemic levels.

Stamp duty holiday tailoring off

June 30th 2021 marks the beginning of the reduction of stamp duty thresholds to pre-pandemic levels. 

To survey or not to survey

The latest Quarterly House Price Index report from Ulster University indicates a resilient residential property market with an increase in demand after the initial lockdown period earlier in 2020. It would seem that pent up demand continues to be the dominant driver and that many people are taking advantage of the opportunities they now have to purchase and move home.

An Update on Stamp Duty

A welcome stamp duty holiday until 31 March 2021 has been announced as part of a packet of measures to stimulate the economy.

Northern Ireland Property Market To Reopen On Monday

We welcome the news that the Northern Ireland Executive have announced that people can buy, sell and move home, as from 15 June 2020. 

An Update on Reclaiming a Stamp Duty Surcharge

The government is preparing to relax the rules surrounding when you can apply to reclaim a stamp duty surcharge.

Conveyancing in the Coronavirus Crisis

The situation that we currently find ourselves in with the Covid-19 lockdown means most of us are spending more time at home with family. This can mean we finally have a chance to consider some of the more momentous decisions, such as asking ourselves if we are happy with where we live, and if not, can we move?

I want to sell my property what should I do

There comes a time for most of us that our families have outgrown our home, or that it isn’t suitable for your needs anymore and you need to consider selling and moving elsewhere.

House purchase activity in Northern Ireland has exceeded that in the remainder of the UK

  UK Finance Mortgage Trends in Northern Ireland Update for Quarter 2 2018 has revealed a resurgence in the first-time buyer market in Northern Ireland with transactions up 12.5% from the same quarter in 2017. 

Help to Buy Schemes

  Saving to buy your first home can be a challenge for anyone. Luckily there are some schemes to help you get together the monies you need to purchase your property.

A Guide to Management Companies

  If you have bought a property such as an apartment or a house within a new development, there are likely to be common areas for you and other home owners to enjoy. 

Property Surveys To Invest or Not to Invest

  Buying a new home can be both an exciting and nerve-wracking experience – exciting because it marks a new start in a new home, and nerve-wracking because buying a house is a big expense and commitment. 

Our Guide to Planning Permission and Building Control

So,  that dream home you bought years ago no longer feels like much of a dream – in fact, it may be turning into more of a logistical nightmare as your family grows and the house seems to shrink in size!

Professional Negligence - A Recent Success Story

  When a solicitor makes a mistake, the effects on you personally can be catastrophic.

Higher Rate of Stamp Duty Land Tax now payable when Purchasing Additional Residential Properties

The government have introduced measures which will mean that higher rates of Stamp Duty Land Tax (SDLT) may be payable if you purchase an additional residential property.

Top tips for first time buyers

  You’ve decided that now is the time to take the plunge and set your feet firmly on the property market by buying your first home.   Though buying property can be an exciting time for many, it can also be a daunting experience and will be one of the largest financial commitments you will make in life.

It's With The Solicitor

You’ve been looking for months and you’ve finally found your ideal property. You’ve made a bid via the estate agent and it has been accepted.  You’ve been to see a financial advisor and you’ve been accepted for a mortgage.  Now it’s time for you to appoint a solicitor for your purchase and you’re told it may be another six to eight weeks before you get your keys! What does your solicitor do in this time?

mortgage trends for the first quarter of 2015

There was a fall in the number of new mortgages lent to property purchasers in Northern Ireland in the first 3 months of this year.